If you have dental insurance, there’s a good chance you have benefits you’re not fully using yet. And because many plans run on a calendar-year basis, unused coverage can disappear at the end of the year. Great Northwest Dental can help you use your benefits before they reset.
Whether you’ve been putting off a cleaning, you need a filling, or you’re curious about options like crowns or cosmetic treatment, now is the time to check what’s left in your plan and schedule smart.
Why You Should Use Dental Insurance Benefits Before They Expire in Auburn, WA
Most dental plans have an annual maximum, plus separate benefits that renew each year. If you do not use them, you usually do not get to “roll them over” to next year. That means waiting can cost you more out of pocket later.
Using your benefits before they expire can help you:
- Lower your out-of-pocket costs on preventive and restorative care
- Catch small problems early before they turn into bigger, more expensive issues
- Start multi-visit treatment before your plan resets (especially helpful for crowns and other major work)
What Dental Insurance Benefits Typically Reset Each Year
Dental plans vary, but these are common benefit categories that reset on a yearly cycle:
Annual Maximum Dental Benefit (Use It or Lose It)
Many plans include an annual maximum, which is the total amount your insurance will pay toward your dental care during the year. Once you reach it, you may pay more out of pocket.
Preventive Benefits: Cleanings, Exams, & X-Rays
Most plans cover preventive care at a high percentage. This often includes:
- Routine dental exams
- Professional cleanings
- Routine X-rays
If you have not used your cleanings yet, booking them before year-end is one of the easiest ways to make the most of your coverage.
Deductibles & Coinsurance
Some plans have a deductible you must meet before insurance contributes to certain services. If you have already met your deductible this year, completing treatment now can be more cost-effective than waiting and paying the deductible again next year.
Dental Benefits to Use Before They Reset in Auburn, WA
If you are trying to decide what to schedule before benefits reset, start here.
Preventive Appointments You May Still Have Available
Many plans include two cleanings per year, sometimes more. If you have not used them both, you might be leaving covered care on the table.
Basic Restorative Care Coverage (Fillings)
Tooth sensitivity, a chipped tooth, or food getting stuck could indicate early decay or damage. Fillings are often covered under basic services, and using benefits now can reduce your share of the cost.
Major Dental Work Coverage (Crowns, Root Canals, Bridges)
Major services often have higher out-of-pocket costs, so insurance helps a lot. If your dentist has already recommended a crown or root canal, completing it before benefits reset can help you avoid paying more later.
Periodontal (Gum Disease) Treatment Benefits
If you have been told you need deep cleanings or periodontal maintenance, your plan may provide partial coverage. Scheduling before benefits expire can help you stay ahead of gum inflammation and protect long-term oral health.
How Great Northwest Dental Helps Patients Maximize Dental Benefits
Insurance can be confusing. Great Northwest Dental works with patients to make the process easier and help you use your plan wisely.
Benefit Checks & Insurance-Friendly Scheduling
We can help you understand what your plan covers and what benefits you have remaining, then recommend appointments that make sense before benefits reset.
Preventive Care to Protect Your Smile All Year
Routine exams and cleanings are the foundation of long-term oral health. If you are due, it is the perfect time to schedule.
Treatment Options for Restorative & Cosmetic Goals
From fillings and crowns to improving your smile’s appearance, we will explain your options, review timing, and help you understand how insurance may apply.
Schedule Your Auburn, WA Dental Appointment Before Benefits Reset
If you have been delaying dental care, now is a smart time to act. Using your dental benefits before they expire can help you save money, protect your oral health, and head into the new year feeling confident about your smile.
Great Northwest Dental in Auburn, WA, is here to help you understand your coverage and get the care you need. Call us today or request an appointment online so you can use your dental benefits before they reset.